My Words and Stuff
My adventures with money, travel and life
The Tax Cuts and Jobs Act (TCJA) is probably the most vital overhaul of the U.S. tax code since 1986. Even the professionals are nonetheless engaged on wrapping their heads round how the modifications will influence tax planning and preparation. Some shoppers haven’t felt the impression of the tax reform – most new guidelines don’t …
Buying your first car can be a daunting task but now that youre an adult and understand your pay cheque, you probably want to buy yourself a car. Hopefully you planned your budget accordingly! Buying a car is often one of the first big purchases people make. Lots of high school students save up a …
Read moreHow To Be A Sucessful Adult – Buying Your First Car
How am I spending my bonus? Ive been very fortunate in my life financially. After graduating I moved to an area that had a great demand for workers and got a much higher paying job than I would have if I stuck around in my home province. I worked hard and got promoted and was …
Today I’ve got a guest post coming at you from Troy over at markethistory.org. Troy runs a small hedge fund that invests in S&P 500 ETF’s. He employs a quantitative strategy that combines fundamentals and technical factors. Feel free to follow him on twitter. 6 things that surfing can teach you about investing and personal finance …
Read more6 things that surfing can teach you about investing and personal finance
How To Be A Successful Adult: Understanding Your Paycheck This seems like a topic that shouldnt be needed. Your paycheck is quite simply your pay for performing your job at your place of employment. You have a total at the bottom that tells you how much money youre getting. Whats so hard about that? Well I consistently …
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27SHARES 5 Simple financial restraints to change your spending habits What the hell is a financial restraint? Well it maybe a term I just coined. When googled theres not a lot that comes up! So, my thoughts on what financial restraints are this; its anything that keeps you disciplined in your spending. Basically, its your …
Read more5 Simple financial restraints to change your spending habits
29SHARES How to be an adult part 2: Simple Budgeting Guidelines Now that you understand how your pay cheques work lets talk about budgeting that money. What is a budget? So what exactly is a budget? Well according to the smart people over at Merriam Webster(the dictionary people) Budget as a noun is defined as: …
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26SHARES Are financial advisors looking out for your best interest? The quick answer is no, but the reasons why are a little more confusing than you’d think. Back in March you may have seen some front-page news articles stating some TD bank employees admitted to breaking the law to meet sales goals. TD of course …
Read moreAre financial advisors looking out for your best interests?
5 Tips For Beginner Investors Investing your money for the first time is a daunting task. Sure, it can sound pretty exciting; the idea of putting money away and watching it multiply over time would be appealing to anybody, and if you do everything right, thats just what will happen. But to actually confront the …
63SHARES Money tips for any age Here are four money tips that you will either have success with, or you will regret not following. The choice is yours! Never finance depreciating assets If youre borrowing money and the asset depreciates in value youre paying much more than you think. Debt is not a bad thing …